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With a Wheat Ridge, CO FHA Loan Expert
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BBB A complaint free awards, 5 Star Rated Since 1997
Google 5 Star Company
“simplest refinance experience ever”
BBB A+ Rating
“I’m paying less now than I was to rent”
Yelp 5 Star Company
“made the process very straightforward and painless.”
Wheat Ridge, CO FHA Specialists
The Wheat Ridge FHA home loan is a great choice for borrowers looking to buy a home with little money down. When home buyers choose FHA it allows for easier credit score qualification. In most cases you can qualify with 580 credit scores. FHA is even offering options for credit scores under 580, larger down payments are required in most cases. FHA does offer grants for down payments. Find out if you are FHA Grant eligible by calling (888)208-9797. FHA home loan experts are standing by near Wheat Ridge, CO and ready to help. Connect with a licensed Wheat Ridge FHA specialist, ask questions, check credit, and get free quotes.
Call Now (888)208-9797
Finding the Perfect Wheat Ridge Home Loan
Hundreds of consumers across Wheat Ridge, Colorado are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Wheat Ridge home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. At Smart Mortgage, our mission is to get you approved for a Wheat Ridge FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a Wheat Ridge, CO FHA Eligible Home.
- Secure a loan and purchase your new home!
Working around credit issues with Top Rated Specialists
The Wheat Ridge FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers in Wheat Ridge, CO. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in every Wheat Ridge FHA mortgage program available. Check out consumer refinance options, homebuyer grants and our FHA 203k Rehab options.
Google 5.0 Rating
“Ryan and his crew are awesome! We contacted Smart Mortgage just to see if we would qualify in the near future to purchase our first home. We ended up qualifying immediately. We were definitely a handful, but Ryan got us through the process and into our home. We are forever grateful. No more moving our kiddos around. They love their new home just as much as we do. Thank you again Ryan”! Samantha Godwin – Pace, FL
BBB A+ Accredited
“As first time home buyers, we needed someone who could break down the mortgage vocabulary into everyday language for us to understand and make the right choices. Brian was definitely the perfect loan officer. He is very knowledgeable, explained in detail every step and answered all our questions promptly. We are more than satisfied with our mortgage, Brian’s customer service and Smart Mortgage Centers. We recommend Brian to everyone especially first time home buyers”! Michael O – Romeoville, IL
Yelp 5.0 Rating
“Tony McDougall worked his tail end off with all the hiccups that we had he was very cool and collective and made sure he got the job done as fast as he could! Tony gave superior work during the process of buying our home. He also made sure he answered his phone every time we called. We really enjoyed working with him and he will be highly recommended in my eyes for anyone”!! Sabrina England – Seminole, FL
Speak with a Wheat Ridge, CO FHA Home Loan Specialist Today
1-888-208-9797
To Better Serve You our Wheat Ridge, CO FHA Mortgage Team is Available 24/7
A FHA approved lender; Not endorsed or sponsored by the Federal Housing Authority or any government agency.
The City of Wheat Ridge is a Home Rule Municipality located in Jefferson County, Colorado, United States. Wheat Ridge is located immediately west of Denver and is a part of the Denver–Aurora–Lakewood, CO Metropolitan Statistical Area. The Wheat Ridge Municipal Center is approximately 5 miles (8 km) west-northwest of the Colorado State Capitol in Denver. The city had a population of 30,166 as of the 2010 Census.
Although Wheat Ridge is a relatively young incorporated city, it has a history based on agriculture and the community’s location along regional travel routes. It grew from a popular rest stop for travelers during the Gold Rush of the late 1850s to an agricultural and suburban community known as the “Carnation City” in the mid 1900s. As the residential areas of unincorporated Jefferson County grew to provide housing to the Denver workforce during the 1950s, the major transportation corridors extending from Denver developed with commercial services. During that era, the formation of numerous utility and fire protection districts provided these unincorporated areas with urban services. Eventually, due to the increasing annexation pressure from nearby municipalities, Wheat Ridge incorporated in 1969.[citation needed]