FHA Home Loans
The FHA home loan is a great choice for borrowers looking to buy a home with little money down. When home buyers choose FHA it allows for easier credit score qualification. In most cases you can qualify with 580 credit scores. FHA is even offering options for credit scores under 580, larger down payments are required in most cases. FHA does offer grants for down payments.
Find out if you are FHA Grant eligible by calling (888)208-9797. FHA home loan experts are standing by and ready to help. Connect with a licensed FHA specialist, ask questions, check credit, and get free quotes.
Finding the Perfect FHA Home Loan
Thousands of consumers across the United States are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2022 mortgage guidelines. At Smart Mortgage, our mission is to get you approved for a FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a FHA Eligible Home.
- Secure a loan and purchase your new home!
Working Around Credit Issues With Top Rated Specialists
The FHA Mortgage team is celebrating its 24th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in all types of NO money down programs. Check out consumer refinance options, homebuyer grants and our FHA 203k Rehab options.
Hundreds of 5 Star Reviews
Tony McDougall made my home buying process easy. I’m a first time home buyer and when I got in contact with Tony, he was patient and very helpful. He told me what I needed to do to become a homeowner. Along the way, Tony kept in touch with me and guided me through the entire lending process. Tony is the best! He was very responsive and knowledgeable. Tony and Smart Mortgage Centers are #1 in my book.
Owen Weddel made my experience on buy a home just absolutely fantastic. He’s very knowledgeable and patient and will explain all steps and process clearly. Ever time we needed anything or had any questions he would respond quickly. Even on Sundays. Thanks again Owen! We were referred to you and I’m glad we had the opportunity to work together.
Smart Mortgage works for you. Their representative Michelle was so helpful & informative during the whole loan process. She was always courteous & professional. I’d recommend Michelle to anyone looking for a loan. She’ll get the job done… thx Michelle
I was nervous about purchasing my first home, and Michelle eased my worries. She was always responding to my questions, keeping me in the loop. Today my son and I are in my new home. Michelle is a lifesaver.
I’ve been in my new house for a little over 3 months, and I credit Michael Houston from Smart Mortgage Center for getting me through the financing portion of the house-buying process. From my first inquiry to be pre-approved through the closing, Mike was responsive to my questions and kept me informed. This is why I felt compelled to write this review: if it weren’t for the Google reviews, I wouldn’t have called, so the least I could do was add to the positive. I am grateful for the professionalism and expertise I experienced. Thank you!
I’d like to take a moment to give Tony a huge thank you for guiding us and always being so responsive . We are grateful for your knowledge and most of all patience with us in explaining ever step in detail. I highly recommend Tony for your needs he kept it 100% real and honest.