FHA Home Loan Refinance

Refinancing with Smart Mortgage has never been easier.  Within minutes we will shop for the lowest rate available, this includes finding low or NO closing cost options.  From start to finish you will work one on one with the same FHA loan specialist.  Get started with a fast pre-approval (within minutes), we will supply you with home loan options that make sense.  No application fees, free quotes, lower rates and of course more options.  Most of the consumers who refinance with us will close in less than 20 days.  We are recognized for its awarding winning service since 1997 and 5.0 customer ratings with Google, Better Business Bureau, Zillow, Yelp and Facebook.

Questions Call (888)208-9797

Finding the Perfect Home Refinance

Thousands of consumers across the United States are refinancing while you read this.  Securing the right home loan doesn’t have to be hard, we have solutions for lower rates, shortening terms (30 year to 10,15,20 years), debt consolidation, cash out refinance.  We encourage consumers to compare our rates and no closing cost options with banks, lenders and credit unions.  We simplify the refinancing challenges presented by 2021 mortgage guidelines. At Smart Mortgage, our mission is to get you approved for a new mortgage with a low rate and even lower payment.  When it’s time to qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Find you the lowest rate.
  • Find low or NO closing costs.
  • Close in 11 – 20 days.
  • Secure a payment that makes sense.

Working around credit issues with Top Rated Specialists

The FHA Mortgage team is celebrating its 24th year in business.  Our experience allows for consumer mortgage confidence especially with low rate refinancing options.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in a variety of refinance programs.  Including streamline refinancing, rate and term, debt consolidation, and cash out options.

Google 5.0 Rating

“Eileen Pruitt is a God send. She navigated us through a very rough offer, and ensured that we remained positive and motivated until the end. She was honest, and direct, and never provided us with a false sense of what was going on. Eileen went above and beyond what was required of her, and it was a pleasure to have her present until we received the key to our new home at closing. We will be forever grateful. I will use her services again in the future without question. Bravo to Smart Mortgages”!!! Marius B Sr. – Olympia Fields, IL

BBB A+ Accredited

“Jon was an outstanding person with whom my wife and I were able to get our refi done. Whether it’s to do another refi in the future, or should we find ourselves moving, Jon’s the person we’re going to call to help us out with our future financing needs”. Gerald B – Bolingbrook, IL

Yelp 5.0 Rating

“I had a difficult situation having to sell one property to re-use my VA benefit on my new construction home on a very short time line. Brian Noe and the Team at Smart Mortgage Centers made it happen without any issues. When I was told by other lenders that it wouldn’t happen they came through! I would recommend this team for any home buying situation”. Dennis W – Troy, IL