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With a Venice, FL FHA Loan Expert

Finding clients lower rates and closing costs

BBB A complaint free awards, 5 Star Rated Since 1997

Google 5 Star Company

“simplest refinance experience ever”

BBB A+ Rating

“I’m paying less now than I was to rent”

Yelp 5 Star Company

“made the process very straightforward and painless.”

Venice, FL FHA Specialists

The Venice FHA home loan is a great choice for borrowers looking to buy a home with little money down.  When home buyers choose FHA it allows for easier credit score qualification.  In most cases you can qualify with 580 credit scores.  FHA is even offering options for credit scores under 580, larger down payments are required in most cases.  FHA does offer grants for down payments. Find out if you are FHA Grant  eligible by calling (888)208-9797. FHA home loan experts are standing by near Venice, FL  and ready to help.  Connect with a licensed Venice FHA specialist, ask questions, check credit, and get free quotes.

Call Now (888)208-9797

Finding the Perfect Venice Home Loan

Hundreds of consumers across Venice, Florida are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Venice home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. At Smart Mortgage, our mission is to get you approved for a Venice FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for a Venice, FL FHA Eligible Home.
  • Secure a loan and purchase your new home!

Working around credit issues with Top Rated Specialists

The Venice FHA Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers in Venice, FL.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in every Venice FHA mortgage program available.  Check out consumer refinance options, homebuyer grants and our FHA 203k Rehab options.

Buy a Home or Refinance – Face to Face or Apply Online

Walk ins Welcome

Google 5.0 Rating

“Ryan and his crew are awesome! We contacted Smart Mortgage just to see if we would qualify in the near future to purchase our first home. We ended up qualifying immediately. We were definitely a handful, but Ryan got us through the process and into our home. We are forever grateful. No more moving our kiddos around. They love their new home just as much as we do. Thank you again Ryan”! Samantha Godwin – Pace, FL

BBB A+ Accredited

“As first time home buyers, we needed someone who could break down the mortgage vocabulary into everyday language for us to understand and make the right choices. Brian was definitely the perfect loan officer. He is very knowledgeable, explained in detail every step and answered all our questions promptly. We are more than satisfied with our mortgage, Brian’s customer service and Smart Mortgage Centers. We recommend Brian to everyone especially first time home buyers”! Michael O – Romeoville, IL

Yelp 5.0 Rating

“Tony McDougall worked his tail end off with all the hiccups that we had he was very cool and collective and made sure he got the job done as fast as he could! Tony gave superior work during the process of buying our home. He also made sure he answered his phone every time we called. We really enjoyed working with him and he will be highly recommended in my eyes for anyone”!! Sabrina England – Seminole, FL

Speak with a Venice, FL FHA Home Loan Specialist Today

1-888-208-9797

To Better Serve You our Venice, FL FHA Mortgage Team is Available 24/7

A FHA approved lender; Not endorsed or sponsored by the Federal Housing Authority or any government agency.

Venice (/ˈvɛnɪs/ VEH-niss; Italian: Venezia [veˈnɛttsja] (listen); Venetian: Venesia or Venexia [veˈnɛsja]) is a city in northeastern Italy and the capital of the Veneto region. It is on a group of 118 small islands[3] that are separated by canals and linked by over 400 bridges.[3][4] The islands are in the shallow Venetian Lagoon, an enclosed bay lying between the mouths of the Po and the Piave rivers (more exactly between the Brenta and the Sile). In 2018, 260,897 people resided in the Comune di Venezia, of whom around 55,000 live in the historical city of Venice (centro storico). Together with Padua and Treviso, the city is included in the Padua-Treviso-Venice Metropolitan Area (PATREVE), which is considered a statistical metropolitan area, with a total population of 2.6 million.[5]

The name is derived from the ancient Veneti people who inhabited the region by the 10th century BC.[6][7] The city was historically the capital of the Republic of Venice for a millennium and more, from 697 to 1797. It was a major financial and maritime power during the Middle Ages and Renaissance, and a staging area for the Crusades and the Battle of Lepanto, as well as an important center of commerce—especially silk, grain, and spice, and of art from the 13th century to the end of the 17th. The city-state of Venice is considered to have been the first real international financial center, emerging in the 9th century and reaching its greatest prominence in the 14th century.[8] This made Venice a wealthy city throughout most of its history.[9] After the Napoleonic Wars and the Congress of Vienna, the Republic was annexed by the Austrian Empire, until it became part of the Kingdom of Italy in 1866, following a referendum held as a result of the Third Italian War of Independence.