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With a South Boston, VA FHA Loan Expert
Finding clients lower rates and closing costs
BBB A complaint free awards, 5 Star Rated Since 1997
Google 5 Star Company
“simplest refinance experience ever”
BBB A+ Rating
“I’m paying less now than I was to rent”
Yelp 5 Star Company
“made the process very straightforward and painless.”
South Boston, VA FHA Specialists
The South Boston FHA home loan is a great choice for borrowers looking to buy a home with little money down. When home buyers choose FHA it allows for easier credit score qualification. In most cases you can qualify with 580 credit scores. FHA is even offering options for credit scores under 580, larger down payments are required in most cases. FHA does offer grants for down payments. Find out if you are FHA Grant eligible by calling (888)208-9797. FHA home loan experts are standing by near South Boston, VA and ready to help. Connect with a licensed South Boston FHA specialist, ask questions, check credit, and get free quotes.
Call Now (888)208-9797
Finding the Perfect South Boston Home Loan
Hundreds of consumers across South Boston, Virginia are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help South Boston home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2024 mortgage guidelines. At Smart Mortgage, our mission is to get you approved for a South Boston FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a South Boston, VA FHA Eligible Home.
- Secure a loan and purchase your new home!
Working around credit issues with Top Rated Specialists
The South Boston FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers in South Boston, VA. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in every South Boston FHA mortgage program available. Check out consumer refinance options, homebuyer grants and our FHA 203k Rehab options.
Google 5.0 Rating
“Ryan and his crew are awesome! We contacted Smart Mortgage just to see if we would qualify in the near future to purchase our first home. We ended up qualifying immediately. We were definitely a handful, but Ryan got us through the process and into our home. We are forever grateful. No more moving our kiddos around. They love their new home just as much as we do. Thank you again Ryan”! Samantha Godwin – Pace, FL
BBB A+ Accredited
“As first time home buyers, we needed someone who could break down the mortgage vocabulary into everyday language for us to understand and make the right choices. Brian was definitely the perfect loan officer. He is very knowledgeable, explained in detail every step and answered all our questions promptly. We are more than satisfied with our mortgage, Brian’s customer service and Smart Mortgage Centers. We recommend Brian to everyone especially first time home buyers”! Michael O – Romeoville, IL
Yelp 5.0 Rating
“Tony McDougall worked his tail end off with all the hiccups that we had he was very cool and collective and made sure he got the job done as fast as he could! Tony gave superior work during the process of buying our home. He also made sure he answered his phone every time we called. We really enjoyed working with him and he will be highly recommended in my eyes for anyone”!! Sabrina England – Seminole, FL
Speak with a South Boston, VA FHA Home Loan Specialist Today
1-888-208-9797
To Better Serve You our South Boston, VA FHA Mortgage Team is Available 24/7
A FHA approved lender; Not endorsed or sponsored by the Federal Housing Authority or any government agency.
South Boston is a densely populated neighborhood of Boston, Massachusetts, located south and east of the Fort Point Channel and abutting Dorchester Bay. South Boston, colloquially known as Southie, has undergone several demographic transformations since being annexed to the city of Boston in 1804. The neighborhood, once primarily farmland,[2] is popularly known by its twentieth century identity as a working class Irish Catholic community. Throughout the twenty-first century, the neighborhood has become increasingly popular with millennial professionals.
South Boston contains Dorchester Heights, where George Washington forced British troops to evacuate during the American Revolutionary War. South Boston has undergone gentrification, and consequently, its real estate market has seen property values join the highest in the city. South Boston has also left its mark on history with Boston busing desegregation. South Boston is also home to the St. Patrick’s Day Parade, a celebration of the Irish-American culture and the Evacuation Day observance.