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BBB A complaint free awards, 5 Star Rated Since 1997
Google 5 Star Company
“simplest refinance experience ever”
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“I’m paying less now than I was to rent”
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“made the process very straightforward and painless.”
Lake Clarke Shores, FL FHA Specialists
The Lake Clarke Shores FHA home loan is a great choice for borrowers looking to buy a home with little money down. When home buyers choose FHA it allows for easier credit score qualification. In most cases you can qualify with 580 credit scores. FHA is even offering options for credit scores under 580, larger down payments are required in most cases. FHA does offer grants for down payments. Find out if you are FHA Grant eligible by calling (888)208-9797. FHA home loan experts are standing by near Lake Clarke Shores, FL and ready to help. Connect with a licensed Lake Clarke Shores FHA specialist, ask questions, check credit, and get free quotes.
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Finding the Perfect Lake Clarke Shores Home Loan
Hundreds of consumers across Lake Clarke Shores, Florida are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help Lake Clarke Shores home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying and refinancing challenges presented by 2023 mortgage guidelines. At Smart Mortgage, our mission is to get you approved for a Lake Clarke Shores FHA mortgage and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for a Lake Clarke Shores, FL FHA Eligible Home.
- Secure a loan and purchase your new home!
Working around credit issues with Top Rated Specialists
The Lake Clarke Shores FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers in Lake Clarke Shores, FL. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in every Lake Clarke Shores FHA mortgage program available. Check out consumer refinance options, homebuyer grants and our FHA 203k Rehab options.
Buy a Home or Refinance – Face to Face or Apply Online
Walk ins Welcome
Google 5.0 Rating
“Ryan and his crew are awesome! We contacted Smart Mortgage just to see if we would qualify in the near future to purchase our first home. We ended up qualifying immediately. We were definitely a handful, but Ryan got us through the process and into our home. We are forever grateful. No more moving our kiddos around. They love their new home just as much as we do. Thank you again Ryan”! Samantha Godwin – Pace, FL
BBB A+ Accredited
“As first time home buyers, we needed someone who could break down the mortgage vocabulary into everyday language for us to understand and make the right choices. Brian was definitely the perfect loan officer. He is very knowledgeable, explained in detail every step and answered all our questions promptly. We are more than satisfied with our mortgage, Brian’s customer service and Smart Mortgage Centers. We recommend Brian to everyone especially first time home buyers”! Michael O – Romeoville, IL
Yelp 5.0 Rating
“Tony McDougall worked his tail end off with all the hiccups that we had he was very cool and collective and made sure he got the job done as fast as he could! Tony gave superior work during the process of buying our home. He also made sure he answered his phone every time we called. We really enjoyed working with him and he will be highly recommended in my eyes for anyone”!! Sabrina England – Seminole, FL
Speak with a Lake Clarke Shores, FL FHA Home Loan Specialist Today
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A FHA approved lender; Not endorsed or sponsored by the Federal Housing Authority or any government agency.
Lake Clarke Shores is a town in Palm Beach County, Florida, United States. Located in the east-central portion of the county, the town is situated just west of the south end of West Palm Beach, north and west of the north end of Lake Worth Beach, and east of Palm Springs. The 2010 census recorded a population of 3,376, while the U.S. Census Bureau estimated that Lake Clarke Shores had a population of 3,627 in 2019.
The town was named after John Newton Clarke, who first filed a homestead claim in the area in 1897. Clarke intended to capitalize on the business of growing pineapples, but his efforts were ultimately unsuccessful. Very few people lived in the area until local attorney Walter Travers created a plan to develop a community around Lake Clarke and purchased 250 acres (100 ha) of land for $10,000 in the late 1940s. The completion of a bridge across the West Palm Beach Canal in 1953 spurred a further growth in population. Residents officially voted to incorporate Lake Clarke Shores as a town on April 10, 1956.